BYBring your own phoneLowest cost
Talk, text and 20 to 60 GB of data
- No phone payments on the bill
- No device balance if you switch
- Phone must be unlocked
$25–$60/mo
typical price range
Compare phoneplans that fit you
Compare data, coverage and the price after the promo, whether you bring your own phone or finance a new one.
Guide prices
Popular phone plans and guide prices
Three plan types people often choose, with the typical price range in Québec. These are not offers: real prices depend on your data, your phone and where you live.
Get my quotes
NPPlan with a new phone
Plan plus phone financing over 24 months
- Phone cost spread over the term
- Balance due if you leave early
- Compare with buying the phone
$60–$130/mo
typical price range
FPFamily plan
Two to four lines on one account
- Multi-line discounts are common
- Check whether data is shared
- One bill for every line
$35–$65/mo
per line, typical range
Guide prices are typical ranges for Québec, for information only. They are not offers. Answer the quiz to get real quotes from our partners. They pay us; you never pay.
Find my phone planWhat to compare
What to compare in a phone plan
Data is usually the biggest variable in the price, but it's not the only one. Check these six points before you commit.
- Data and speed after the capPick an amount a little above your typical month. On many unlimited plans, speeds are reduced once you use your full-speed data, so ask how much you get.
- Coverage where you live and workCheck the provider's coverage map for your home, your workplace and the roads you drive, including the cottage or the regions you visit often.
- Price after the promoAsk whether the monthly price is promotional, how long it lasts and what you'll pay after. Compare the total over two years, not just the first bill.
- Financing or your own phoneBringing your own phone keeps the bill lower and your options open. Financing spreads a new phone's cost, but you'll usually owe the balance if you leave.
- US and international roamingIf you cross the border often, compare a Canada-US plan with roaming add-ons. Occasional travellers may do better with a daily or trip-based pass.
- Contract and cancellationThe CRTC's Wireless Code limits cancellation fees and includes a trial period on new contracts. Read the critical information summary before you sign.
Side by side
Prepaid, postpaid or your own phone?
How you pay and what you do about the phone shape the monthly bill as much as the data does.
| Option | Best for | Strengths | Watch for |
|---|---|---|---|
| Prepaid | Tight budgets, teens, newcomers without credit history | Paid in advance, usually with no credit check | Can mean fewer perks or less data for the price |
| Postpaid, no contract | People who want more data and extras | Larger data buckets and multi-line discounts | May need a credit check; promo prices can end |
| Postpaid with financing | Getting a new phone without paying it all upfront | Spreads the phone's cost over a set number of months | You'll usually owe the remaining balance if you leave early |
| Bring your own phone | People happy with the phone they already have | Lower monthly bill and the freedom to switch | Make sure your phone is unlocked and compatible |
| Family or multi-line | Households with several phones | Lower cost per line on one account | One heavy user can drain a shared data pool |
Not sure how much data you use? Try the mobile data calculator or compare financing a phone vs buying it.
Ways to pay less
Ways to pay less
Small changes to how you buy can cut your bill without cutting what you actually use.
- Check your real usageReview two or three months in your settings or provider app. Set updates and backups to Wi-Fi only, then pick a plan a little above your typical month.
- Keep your current phoneIf your phone still works well, bringing it to a new plan usually costs less each month than financing a new one. Providers must unlock older phones for free.
- Share a multi-line planFamily and multi-line plans can lower the cost per line. Ask whether data is shared or separate, since the account holder pays for every line.
- Revisit when the promo endsSet a reminder before any promotional price ends. It's a good moment to compare plans again, or to ask your provider whether a better price is available.
Free calculators
Run the numbers on your phone plan
- Mobile data calculatorEstimate how much mobile data you use each month and which plan size fits you.Open the calculator
- Finance a phone or bring your own?Compare financing a phone through your plan with buying it outright on a bring-your-own-phone plan.Open the calculator
- True cost of a promoCompare two promo offers over the months you'll keep them, including the regular price after the promo ends.Open the calculator
From the blog
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Phone plans
questions
Check your phone settings or your provider's app for the last two or three months, then pick a plan a little above your typical month. As a rough guide, light users often need a few gigabytes, while people who stream video away from Wi-Fi may need 20 GB or more. Video is by far the biggest factor.
In Canada, many plans sold as unlimited include a set amount of full-speed data. Once you use it, speeds are reduced for the rest of the billing cycle instead of triggering overage charges. Ask how much full-speed data you get and how slow the reduced speed is.
Bringing your own phone means a lower monthly bill and the freedom to switch providers whenever you like. Financing spreads the cost of a new phone over a set number of months, but if you leave early you'll usually owe the remaining balance. Compare the total cost of both options over the full term.
Under the CRTC's Wireless Code, you can cancel at any time. If your phone was subsidized, any fee is tied to the remaining device balance, and after 24 months there are no early cancellation fees. New contracts also come with a trial period, so check its conditions if a plan isn't working for you.
No. Expert Quebec is free to use: our partner providers pay us, never you. Not every provider on the market is a partner.
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